Financial Planners in Encinitas, CA — 7 Firms (2026)
7 financial planners in Encinitas, California meet our listing bar — a website plus a public review record. They average 4.74★ across 7 rated firms, and 6 are rated 4.5★ or higher. The highest-rated is Stone Steps Financial LLC at 5.0★ across 29 Google reviews.
Showing 7 of 7 · sorted by Google rating
1.
Stone Steps Financial LLC
★★★★★★★★★★5.0(29 Google reviews)✓ Verified on Google
Financial Planning · 533 2nd St #207, Encinitas, CA 92024
2.
Independent Wealth Solutions
★★★★★★★★★★5.0(24 Google reviews)✓ Verified on Google
Financial Planning · 763 2nd St Ste 200, Encinitas, CA 92024
Services: advisory
3.
Longhouse Wealth Management
★★★★★★★★★★5.0(12 Google reviews)✓ Verified on Google
Financial Planning · 187 Calle Magdalena Ste 103, Encinitas, CA 92024
Services: advisory
4.
Root Financial
★★★★★★★★★★4.9(101 Google reviews)✓ Verified on Google
Financial Planning · 1106 2nd St #102, Encinitas, CA 92024
Services: advisory
5.
Jim Lee Financial
★★★★★★★★★★4.9(11 Google reviews)✓ Verified on Google
Financial Planning · 937 S Coast Hwy 101 Ste c-206, Encinitas, CA 92024
6.
Tidewater Financial
★★★★★★★★★★4.8(14 Google reviews)✓ Verified on Google
Financial Planning · 849 2nd St, Encinitas, CA 92024
7.
Bank of America (with Drive-thru ATM)
★★★★★★★★★★3.6(24 Google reviews)✓ Verified on Google
Financial Planning · 1340 Encinitas Blvd, Encinitas, CA 92024
Services: advisory
Top financial planners in Encinitas
| # | Firm | Service | Google rating | Reviews |
|---|---|---|---|---|
| 1 | Stone Steps Financial LLC | Financial Planning | 5.0 / 5 | 29 |
| 2 | Independent Wealth Solutions | Financial Planning | 5.0 / 5 | 24 |
| 3 | Longhouse Wealth Management | Financial Planning | 5.0 / 5 | 12 |
| 4 | Root Financial | Financial Planning | 4.9 / 5 | 101 |
| 5 | Jim Lee Financial | Financial Planning | 4.9 / 5 | 11 |
Financial planners and accountants
Financial planners focus on investments, retirement, and long-term wealth strategy, while accountants focus on tax and compliance. The roles overlap for business owners and high earners. Look for fiduciary advisors (legally required to act in your interest) and understand how they're paid — fee-only, commission, or a mix.